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My Monthly Budget is

Apply

Complete our short finance questionnaire

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Choose

Tell us the van you want

Collect

We deliver your van or choose to collect

Rates from as low as 10.9% APR. Representative APR 22.9%. Happy Car Credit is a credit broker, not a lender.

Happy Car Credit is a trading name of PCH Vehicle solutions Ltd. Financial Conduct Authority –FRN 983592

Have you been:              

  • turned down by lenders

  • Receive government  benefits

  • Forced CCJS 

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At happy car credit, we don't believe that bad credit should stop you from owning your own car. We work with a select group of finance companies that specialise in helping people with poor credit to secure a car loan. Once this is complete, you choose from our range of high quality cars.

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complete our short finance form and we do the rest.

we're Happy to help    

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